Upstart — Can I negotiate the rate or my loan terms? (2024)

Support Home Applying for a Loan Can I negotiate the rate or my loan terms?

Unfortunately, you cannot negotiate the loan terms or the rate you are offered. Your rate is generated based on the details that you entered into your application along with your soft credit pull. However, we do present you with multiple different loan terms so that you can choose the one that works best for your circ*mstances.

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Upstart — Can I negotiate the rate or my loan terms? (2024)
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