What Insurance Company Has the Most Complaints? (2024)

The auto insurance company with the most complaints is United Automobile Insurance, which receives roughly 40 times more complaints than the average insurer its size, according to the latest NAIC complaint index. The insurance companies with the next most complaints are Ocean Harbor Insurance and California Casualty.

The National Association of Insurance Commissioners (NAIC) generates a score for all major insurance companies. The market average is a score of 1, and any score above 1 means the company receives more complaints than the average insurer its size.

Auto Insurance Companies with the Most Complaints

Company

NAIC Score

United Automobile Insurance

40.45

Ocean Harbor Insurance

19.54

California Casualty

13.16

Metromile

2.02

National General

5.57

SafeAuto

9.12

Kemper

2.47

CONNECT

6.3

The General

5.86

Loya Insurance

4.98

Source: NAIC Complaint Index

Popular Insurance Companies with the Most Complaints

Conversely, the car insurance companies with the fewest complaints are Chubb, Cincinnati Insurance, and The Hartford.

To learn more, check out WalletHub’s guide to the best car insurance companies.

This answer was first published on 02/08/23. For the most current information about a financial product, you should always check and confirm accuracy with the offering financial institution. Editorial and user-generated content is not provided, reviewed or endorsed by any company.

What Insurance Company Has the Most Complaints? (2024)

FAQs

Which insurance company has the most complaints? ›

The auto insurance company with the most complaints is United Automobile Insurance, which receives roughly 40 times more complaints than the average insurer its size, according to the latest NAIC complaint index.

Which insurance company has the highest customer satisfaction? ›

Home insurance customers expressed satisfaction with USAA at 96 percent, Amica Mutual at 90.4 percent, and Country Insurance at 90.2 percent. Life insurance companies ranked in customer satisfaction were American General at 83.2 percent, Jackson National at 80.6 percent and Allstate at 80.5 percent.

Which insurance company denies the most claims? ›

Claim denial rates by insurance company
CompanyClaim denials
UnitedHealthcare32%
Anthem23%
Aetna20%
CareSource20%
1 more row
6 days ago

Who is the most trusted insurance company? ›

Summary: Best Car Insurance Companies of April 2024
CompanyForbes Advisor RatingOur expert take
Nationwide5.0Best overall
USAA4.8Best for military members and veterans
Travelers4.7Great for drivers with speeding tickets
Erie4.6Best for drivers who caused an accident
4 more rows
9 hours ago

Which insurance company has the fewest complaints? ›

Why it's the best: American Family received far fewer customer complaints to state regulators for auto insurance than similar-size companies and had the lowest rate of complaints out of the insurers on our 2024 best companies list.

Which state has 100% of their complaints come from claims? ›

While 100% of complaints in Vermont were about claims, 79% of the complaints lodged in Maryland were related to policy cost and cancellations. California was the state with the most home and auto insurance complaints, recording 772 complaints in 2019 – most of which were related to unsatisfactory settlements or offers.

What is the biggest insurance company to fail? ›

Executive Life Insurance Company (1991) - One of the largest life insurance companies in the US, it went bankrupt due to investment losses in junk bonds.

Which insurance company is best for paying claims? ›

5 Best Homeowners Insurance Companies for Paying Claims
  • American Family: Overall Pick for Paying Claims.
  • State Farm: Our pick for new homeowners.
  • Allstate: Our pick for extended coverage.
  • Liberty Mutual: Our pick for discounts.
  • Progressive: Our pick for bundling.

What is the number one insurance company in the US? ›

State Farm is the nation's largest car insurance company, accounting for 16.8% of all auto policies sold.

What is the best reliable home insurance? ›

The best home insurance companies in April 2024
Insurance CompanyBest forBankrate Score
USAABest overall4.7 Rating: 4.7 stars out of 5
AllstateBest overall4.2 Rating: 4.2 stars out of 5
LemonadeBest for digital experience3.8 Rating: 3.8 stars out of 5
ChubbBest for high-value home coverage4.3 Rating: 4.3 stars out of 5
6 more rows

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